Welcome to Car Insurance Info Center

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For most drivers, car insurance is a necessity, as it is required by law. In its most basic form, car insurance protects others from damage done by the insured car and driver. This type of auto insurance is called liability insurance and it also serves the important function of protecting the driver and car owner from lawsuits and having to pay out of pocket for damage inflicted on others in case of an accident.

Even though it is liability insurance that’s required by law, car owners may be required to have collision and comprehensive insurance to protect their car from possible damage. This may be mandated if the car is leased or purchased with a car loan. But even if you don’t fall into one of these categories, insurance for damage done to your car is a good idea, unless you think that wrecking your car won’t be an insurmountable financial loss. This may well be true if the car is inexpensive or if you have a large net worth.

Car insurance is therefore an important part of nearly all car owners’ lives. This Web site is set up as a simple guide to help you learn more about car insurance and how it works. Please use the left navigation bar for some popular links, or for access to all articles on this Web site go to the Car Insurance Site Map.