Haggerty Classic Car Insurance

Owners of classic and collectible automobiles are no doubt familiar with the name Haggerty. As the nation’s number one insurer of classic, collector, and exotic automobiles, Haggerty has made a name for itself as being the authority of coverage for classic automobiles. In fact, Haggerty classic car insurance is so widely recognized and utilized by classic auto enthusiasts that the company has started the Haggerty Protection Network, a sort of AAA for owners of classic cars.

The Haggerty Protection Network

Haggerty classic car insurance customers have the option of joining the Haggerty Protection Network (HPN), the largest association of classic and collectible car owners in the United States. Membership in the network provides typical auto club options such as 24/7 towing (flatbed only, of course – no one wants tow truck dings in the body of their 1957 Corvette), locksmith dispatching, emergency fuel delivery, jump starts and tire changing, as well as a host of information of interest to classic car enthusiasts. The HPN also provides a monthly newsletter to its members and participates in legislative advocacy (lobbying) to help protect the rights of classic car owners. Haggerty started the HPN under the concept that the average classic car owner is far more likely to break down on the road than to need to file an insurance claim.

The Cost of Classic Auto Insurance

Classic auto insurance is typically more expensive than traditional insurance policies. Because classic car insurance is specially tailored to the needs of the classic car owner, however, the difference in price is rather negligible. Haggerty is able to offer lower rates because their insurance coverage is based upon “occasional driving” vehicles. It is expected that the classic car owner will drive their vehicle only on rare occasions and one of the requirements of obtaining insurance with them is that the driver owns and maintains a second “standard use” vehicle and carries coverage for that car with another insurance company.

Your Car is too Old

Another reason to choose classic car insurance from Haggerty or a similar company is that many companies simply don’t insure older cars. While researching this piece, the writer obtained a quote from Haggerty for insurance cost on a hypothetical 1964 Ford Mustang in stock condition and worth $25,000. When attempting to get a quote from E-surance, the writer was surprised to find that quotes were not available for any car made before 1981.

If you own a classic or collectible automobile, insurance tailored to your needs is a necessity. A company like Haggerty is the obvious choice to cover and protect your precious classic car.