Specialty Coverage Through Southern United Auto Insurance

Southern United Auto Insurance offers specialty auto insurance coverage to consumers. This means that they are willing to insure those who may have less than perfect credit, a poor driving history, and even a history of at fault auto accidents or DUI problems. The company also specializes in motorcycle insurance.

Southern United does no direct sales of their auto insurance products. All sales are made through independent insurance agents, not the company itself. Southern United has been in the non-standard auto insurance business since opening in 1989 and as of 2005 has more than 1600 independent agents representing their company. In 1998 Southern United was acquired by the AM Best A rated company Kingsway Financial Services, a fast growing property and casualty insurance company.

Southern United Auto Insurance is currently marketed in the states of Alabama, Georgia, Mississippi, Texas, and South Carolina. Insurance coverage offered by Southern United includes liability, comprehensive coverage, medical, towing, rental reimbursement, and uninsured or underinsured motorist coverage. If you have special insurance needs that can’t be met by a traditional insurance company due to credit problems or a poor driving history, a specialty insurance company like Southern United may be right up your alley.

A large number of auto insurers start out offering non-standard auto insurance, attempting to fill a niche market to get their proverbial foot in the door of the insurance business. Then, once they’ve sufficiently built their assets, they “switch” and begin selling standard auto insurance as well as the specialized products that put them on the map. Southern United seems poised to follow in the footsteps of other companies like Progressive and Safeway that have used this same formula.